1. Information We Collect

We receive employee census data directly from employers to evaluate, design, and present insurance, benefits, and financial planning options. This information may include:

• Names, Addresses, Dates of birth
• Job titles or roles
• Income or eligibility information, Employment status
• Other data required for quoting or plan analysis

We do not collect this information directly from employees unless they voluntarily submit it.

Individuals may provide personal information when they submit forms, schedule consultations, or engage in enrollment. This may include personal, financial, and health-related information needed to deliver our services.

When you visit our website, we automatically collect IP address, browser type, and basic usage analytics. We do not collect personal information from visitors unless voluntarily provided.

2. How We Use Information

We use the information we collect to:

• Provide insurance, investment, and financial planning options
• Perform benefits analysis, quoting, and plan comparisons
• Support enrollment and policy servicing
• Communicate updates, appointments, or required information
• Conduct compliance, legal, and regulatory procedures

3. How We Share Information

We may share your information with insurance carriers, financial partners, benefits platforms, and legal authorities when required. We do not sell your personal information.

4. Data Security

We use administrative, physical, and technical safeguards including encryption, access controls, and secure servers to protect personal data.

5. Your Privacy Choices

Depending on your location, you may have the right to access, correct, or delete your information. To exercise your rights, contact us at [email protected].

By accessing or using our website or services, you agree to the following Terms of Service. Please read them carefully.

1. Use of Our Services

You may use our website and services only for lawful purposes. You agree not to misuse the website, attempt unauthorized access, or submit false information.

2. No Guarantee of Coverage or Results

Insurance quotes, financial projections, or plan recommendations provided by us or our partners are estimates and not guarantees of approval, pricing, or benefits. All products are subject to carrier underwriting and eligibility rules.

3. Intellectual Property

All website content—including text, logos, and graphics—is owned by or licensed to RightHandMan Financial. You may not copy or distribute material without permission.

4. Disclaimer of Warranties

Our website is provided “as is” and “as available.” We make no warranties regarding website availability, accuracy of content, or performance of digital tools.

5. Limitation of Liability

RightHandMan Financial is not liable for damages resulting from website usage, errors, technical failures, or decisions made based on website content.

6. Governing Law

These Terms are governed by the laws of the State of Indiana.

Our website uses cookies and similar technologies to improve functionality and enhance user experience.

1. What Cookies We Use

Essential Cookies: Required for security, navigation, and core site functions.

Analytics Cookies: Used to understand how visitors interact with the site (e.g., Google Analytics). We track IP addresses, device type, and time spent on site.

2. No Personal Data

We do not collect personal information via cookies unless you submit a form. IP information is used only for analytics and security.

3. Managing Cookies

You can disable cookies at any time by adjusting your browser settings.

RightHandMan Financial respects your privacy and is committed to compliance with the California Consumer Privacy Act (CCPA).

What We Do

• We do not sell personal information to third parties.
• We collect information only to provide insurance, benefits, and financial services.

Your Rights

California residents may request access to personal information collected, deletion of personal information, and non-discrimination for exercising these rights.

Submit a Request

To exercise your rights, please contact us:

1. No Financial or Legal Advice

All information on this website, including insurance quotes and financial planning tools, is for informational purposes only. Nothing on this site constitutes legal, tax, or financial advice.

2. Accuracy of Information

While we strive to maintain accurate and current information, we cannot guarantee the accuracy, completeness, or timeliness of content.

3. Third-Party Services

We may link to or reference third-party services or insurance carriers. RightHandMan Financial is not responsible for their content, products, or practices.

4. Regulatory Compliance

All insurance products and financial services are subject to carrier underwriting, eligibility requirements, and applicable state and federal regulations.